Starting Rate
Rates from 8.25%*
Real Estate Lending / Fix & Flip Loans
Fix & Flip Loans
For Investors Turning a Focused Renovation into a Stronger Asset.
Purchase and Renovate Non-Owner-Occupied Homes with Financing Built Around the Project Budget, the Property, and Your Exit—Rent or Resale.
At a Glance
8.25%
Starting Rate
12 mo.
Term
$50K–$3M
Loan Amount
Plan the Project
ARV & Maximum Offer Calculator.
Build a Practical First-Pass View of a Fix & Flip Project. See the Modeled Margin, Cash Estimate, and Offer Guardrails Before You Bring the Opportunity to ClearBlu.
A Useful First Screen
ARV Is an Estimate of the Property’s Value After the Planned Work. Use Conservative Assumptions and Update the Inputs as Your Scope, Financing, and Exit Plan Become Clearer.
Next Step
Quick Application
Complete the Quick Real Estate Investor App and We’ll Be in Touch Shortly Regarding Your Term Sheet.
Applying For
Fix & Flip
Your Product Path Is Identified Here so You Can Focus on the Property and Project Details.
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Rates & Terms
The Useful Details, in One Clear View.
Guidelines Give the Project a Starting Point. We’ll Look at the Asset, the Plan, and the Borrower Together to Confirm Fit.
Term
12 Months; 18-Month Terms Considered Case-by-Case
Loan Amount
$50,000–$3 Million
LTC / LTV
Up to 90% LTC and Up to 75% ARLTV
Rehab / Construction
Financed Up to 100% of the Renovation or Construction Budget
DSCR
Project Exit and Repayment Plan Evaluated
Minimum FICO
Not Specified in Current Program Guidelines
Recourse
Full Recourse
Borrower Requirement
Entity Borrower Required; No Prior Experience Required
Eligible Property Types
Non-Owner-Occupied SFR, 2–4 Unit Properties, Townhomes, and Warrantable Condos
Key Restrictions
Purpose Is Purchase + Renovate, Then Rent or Sell
Explore the Full Lending Suite
Find the Right Path
for the Deal.
Who It’s For
A Capital Path with a Clear Job to Do.
Investors Buying, Improving, and Repositioning Single-Family and Small Residential Properties.
Bring Us the Opportunity Early. We’ll Help You Understand What the Deal Needs, What the Program Supports, and What to Prepare Next.
How It Works
From First Conversation
to Funded Deal.
01
Get in Touch
Tell Us What You’re Buying, Building, or Holding and Where You Want the Project to Go.
02
Submit Your Deal
Share the Property, Borrower, Budget, and Exit Details so We Can Underwrite the Full Picture.
03
We Fund
Move Forward with a Clear Capital Plan and a Lending Partner Who Understands the Work.
Your Next Move Starts Here